Introduction : What's an average Indian's most cherished dream? Perhaps, moving into their dream house would rank among the top three things on the wish list of most people. After all, there's nothing like having a roof, particularly one's own, over one's head. All those house-hunting problems every few years and the nagging rents would be a thing of the past. With more than 20 renowned Housing Finance Companies and scores of small time private housing financiers, getting a home loan nowadays has become an easy task.